Before you can apply for enrollment in a health insurance plan, there are a few things you should ask yourself:

  • Who can I get coverage from?
  • When am I allowed to sign up?
  • What do I need to do to begin enrolling?

Who can I get coverage from?

Before you can sign up, you need to see what kinds of insurance you might qualify for to learn who can give you or your family health insurance.

When am I allowed to sign up?

When you can sign up for health insurance (called the window for enrollment) depends on the type of insurance you want. There are different times depending on how you are getting coverage.

You can also enroll in health insurance after you or your family go through certain changes in your life, called qualifying life events. These are opportunities to adjust your coverage to fit your needs.

Examples of qualifying life events

  • Birth or adoption of a child
  • Death of a child or placement for adoption
  • Change in marriage status (married, divorced, legal separation, annulment)
  • Change in employment (hired for new full-time job, loss of job, retirement, etc)
  • Loss of coverage from private insurer
What should I consider when making changes?

What should I consider when making changes?

Prepare yourself to sign up for health insurance

What do I need to begin enrollment?

Before you sign up, collect some information to keep with you while enrolling:

  • Social Security Numbers for your family members
  • Any current policy numbers
  • Cost of current coverage (premiums and what you have paid for services out of your own pocket)
  • A list of your current doctors and facilities (hospitals, clinics)
  • A list of any prescription medicines you or your family are taking
  • Individual and family income

Print or download a helpful worksheet for this information

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