Why might medicine cost so much?
Until you reach your deductible, you will have to pay the full cost of care for some services. Some prescription medicines may be covered with a copay or coinsurance before you reach your deductible on some plans, but you might pay the full cost on other plans.
If you don’t have health insurance, or have a plan that doesn’t cover prescription medicines, there are ways to lower your out-of-pocket costs. Since prescription medicines can have different prices at different pharmacies (including some that provide medicine by mail), comparing what you would pay at your local pharmacies might help you find a lower price.
Click here to use a tool that helps you compare costs at different pharmacies in your area. If you have insurance, check with your provider for your prescription costs.
Another way to lower drug costs may be to ask your doctor if a generic medicine (less expensive than brand name drugs) would be appropriate for you.
Some drug companies help patients with the costs of their medicines. These programs are subject to terms and conditions, and not all patients will be eligible for savings.
You may want to check if the drug company that makes your medicine offers a cost-savings program for which you are eligible. Because these programs can be discontinued or your eligibility can change, you should not rely on them when selecting health insurance coverage.
Savings offers on certain Merck medicines are available for eligible patients; please see the terms and conditions of the offer for eligibility requirements.
If you do not have prescription-drug coverage and cannot afford your medicines, you may be eligible for free Merck medicines through the Merck Patient Assistance Program Inc. Get the facts about this and other programs from Merck. Visit www.MerckHelps.com.